About
Meet Justin Taylor
Mortgage Broker | Airline Pilot | Air Force Veteran. Two careers, one habit: run the checklist, verify the details, and explain the plan before anyone commits to it.
From the flight deck to the loan file
Justin Taylor spent years in the Air Force before moving to the airline flight deck, and both roles rewarded the same thing: preparation. Nothing about flying is improvised — every flight begins with a briefing, a checklist, and a plan for what happens if conditions change.
Mortgages deserve that same treatment. A home loan is one of the largest financial commitments most people ever make, and it is usually made under a deadline, with incomplete information, while three other parties wait on an answer. That is exactly the environment where a disciplined process matters most.
Why borrowers work with a pilot
Pilots, flight attendants, and other aviation professionals often have income structures that do not fit a simple pay stub — per diem, bonuses, reserve pay, and variable schedules all require documentation that a generalist may not have seen before. Justin has lived that pay structure personally, which shortens the explanation considerably.
Veterans and service members get the same benefit. Having used the VA benefit himself, Justin can talk through eligibility, entitlement, and occupancy without treating the program as an afterthought.
What working together looks like
The first conversation is a briefing. You describe your goal, Justin reviews the numbers, and you leave knowing what is realistic, what it would cost, and which loan programs deserve a closer look. If the honest recommendation is to wait a few months and prepare, that is what you will hear — a mortgage that stresses your budget is not a win for anyone.
From application through closing, communication stays direct. You will know what is needed, when it is needed, and why it matters. And because Justin also flies, you will always get an honest picture of response timing rather than a promise nobody can keep.
How I work
Four principles that shape every file
These are not slogans. They are the operating standards that decide how your loan gets handled.
Preparation over pressure
A mortgage decision should be made with the full picture in front of you. If waiting is the better move, that is what you will hear.
Checklist discipline
Aviation taught the value of verifying rather than assuming. The same habit keeps a loan file from producing surprises at the closing table.
Plain language, always
Mortgage vocabulary exists to describe risk, not to intimidate borrowers. Every term gets explained in words that actually mean something.
Broker flexibility
As a broker with Edge Home Finance, options can be compared across lenders rather than forced into one institution's product shelf.
Ready for a straight answer?
Bring your questions and your numbers. You will leave the conversation knowing exactly where you stand and what to do next.